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How to improve your EPC rating — insulation and heating upgrades that raise a home's energy rating

How to Improve Your EPC Rating

The upgrades that move the needle most — ranked by cost and rating impact, from loft insulation to heat pumps.

Reviewed 17 July 2026· 6 min read

Improving your EPC rating is mostly about fabric first — keeping heat in — then making the heating and controls more efficient. Here are the upgrades that give the best return, roughly in order of cost-effectiveness.

Best value improvements

ImprovementTypical costRating impact
Loft insulation (270mm+)£300–£700Good — cheap and effective
Cavity wall insulation£500–£1,500Good
LED lighting throughout£50–£200Small but very cheap
Heating controls / smart thermostat£100–£300Small–moderate
New condensing boiler£2,000–£4,000Moderate
Solar panels£4,000–£8,000Moderate–high
Air-source heat pump£8,000–£14,000 (before grant)High, esp. under the new metrics
The Boiler Upgrade Scheme offers £7,500 toward an air-, ground- or water-source heat pump in England and Wales, £5,000 for biomass and £2,500 for air-to-air heat pumps — with a temporary £9,000 uplift for oil/LPG-heated homes from 21 July 2026 to 31 March 2027.

Grants that can fund the work

  • Boiler Upgrade Scheme (England & Wales) — heat pump and biomass grants, no EPC needed to apply since April 2026.
  • Warm Homes: Local Grant (England only) — free improvements for lower-income households in EPC D–G homes, delivered via local councils.
  • ECO4 — the supplier-funded scheme runs until 31 December 2026, though most funding is already allocated. (The Great British Insulation Scheme closed on 31 March 2026.)

Getting from D to C

More than a third of English homes are still rated D — though band C is now the most common rating — and the jump from D to C is often achievable for £1,000–£4,000: typically loft insulation, cavity wall insulation and LED lighting, sometimes with better heating controls. Your EPC's recommendations page lists the specific measures and their estimated impact for your property — look yours up free on the official register.

A fabric-first order of work

  1. Insulate — loft, then cavity or solid walls. This reduces heat demand before you spend on heating.
  2. Draught-proof and upgrade glazing where cost-effective.
  3. Improve controls — a smart thermostat and zoning.
  4. Upgrade heating — a modern boiler or, ideally, a heat pump.
  5. Generate — solar PV (and battery) if the roof and budget allow.

Under the reformed Home Energy Model (from H2 2027), fabric performance and low-carbon heating carry even more weight — so insulation and a heat pump are strong future-proof choices. Landlords should note that qualifying spend counts toward the £10,000 cost cap from 1 October 2025, per the government's PRS response. Once the work is done, a fresh assessment captures it — see how to get a new EPC.

Frequently asked questions

What's the cheapest way to improve my EPC rating?
Loft insulation and LED lighting give the best bang for buck. Loft insulation (£300–£700) can add several points; LED lighting is inexpensive and applies across the whole property.
How do I get from EPC D to C?
For most homes it's a combination of loft insulation, cavity wall insulation and LED lighting, sometimes with better heating controls — typically £1,000–£4,000. Check your EPC's recommendations for the exact measures.
Will a heat pump improve my rating?
It can, especially alongside good insulation — and it counts strongly under the reformed 2027 metrics. The Boiler Upgrade Scheme offers £7,500 toward the cost in England and Wales.

Sources

  1. Energy Saving Trust — Roof and loft insulation advice
  2. Energy Saving Trust — Cavity wall insulation advice
  3. Energy Saving Trust — Solar panels advice
  4. Energy Saving Trust — Air source heat pumps advice
  5. GOV.UK — Apply for the Boiler Upgrade Scheme
  6. Energy Saving Trust — Boiler Upgrade Scheme explained (grant levels and £9,000 off-grid uplift)
  7. GOV.UK — Apply for the Warm Homes: Local Grant (England)
  8. GOV.UK — Extending the ECO4 end date: government response (ECO4 to 31 Dec 2026; GBIS closed 31 Mar 2026)
  9. GOV.UK — Improving the energy performance of privately rented homes: government response (£10,000 cap)
  10. GOV.UK — Reforms to the Energy Performance of Buildings regime (fabric-first metrics)
  11. GOV.UK — Find an energy certificate (your EPC's recommendations report)

About this guide

Researched and written by the EPC Certificate UK Editorial Team from official GOV.UK publications and regulatory guidance. Last reviewed 17 July 2026. For guidance only — not legal advice.

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